Debt Settlement - Our Solution

Debt Settlement is the fastest and least expensive to get out of debt without filing bankruptcy. Also known as debt negotiation, debt settlement is an ambitious approach to debt reduction for debtors experiencing the strains of too much debt and has considered bankruptcy as an option.

Debt settlement is your best option for getting out of debt. Why? Because it is superior to all other options available to you.

It is faster (1 to 3 years) than Consumer Credit Counseling (7-8 years average) , Debt Consolidation (up to 30 years)  and making minimum payments (up to 45 years)

It is an honorable alternative to bankruptcy, and with the new bankruptcy laws, bankruptcy may not even be an option for most Americans in debt.

The way it works is that you pay monthly into a trust account set up at a bank in your name. This account is established for the sole purpose of settling your debts. As your payments build up in that account we begin to negotiate directly with your creditors. Our organization has successfully negotiated over 45,000 consumer accounts totaling over $145 Million! You have a professional negotiator settling in bulk with some of the largest creditors in the nation. Because we always pay on our settlements, creditors take our negotiations very seriously.

Once a settlement has been reached, the creditor is required to report the account as settled on your credit report, opening up opportunities for you to build your credit once again!